Being in an automobile accident is scary and, unfortunately, one of the most frightening parts is the claims process. If the other driver is at fault and you win your case, you will be entitled to a settlement. The type and size of the settlement are dependent on several factors, including the extent of your injuries.

Here are a few of the other factors that can greatly influence your automobile insurance settlement.

Liability

The overall liability for the accident plays a huge role in the amount of your settlement. Depending on the state in which you live, the liability will always be split. In other states, one driver can be found completely liable, while the other is considered completely the victim. If you are found at all liable for the accident, it will impact how much you can get from the other driver or their insurance company.

Your Actions Right After the Accident

The first few hours and days after an automobile accident are critical to not only your health but also your claim. Always go to the doctor immediately after the accident. Do not wait even a few hours, as the other driver's attorney or insurance company can argue that you are not as injured as you claim to be.

Follow all the doctor's instructions and take notes at the doctor's office. The more proof you have that your injuries were severe and negatively impacted your quality of life, the better settlement you will receive.

Any Statements You Made About the Accident

After the accident, you will have interactions with several people, including the police and the other driver. Anything you say to either party will be considered after you file a claim. Only provide the other driver with your insurance company's information and nothing else. Do not admit fault to either the other driver or the police.

Even apologizing to the other driver is an admission of guilt and can greatly impact the claim.

Any Lost Wages and Pain or Suffering After the Accident

In addition to the extent of your injuries, there are other financial factors that will impact your claim, both today and in the future. For example, if you cannot work or suffer from serious injuries that greatly impact your quality of life, you are often entitled to more money.

From your lost wages to any statements that you make to the police or the other driver, there are several factors that can impact your automobile insurance settlement. 

For more info, contact a local personal injury attorney.